Senior couple reviewing retirement and mortgage planning documents at home

SENIOR RESOURCES

Resources for Homeowners 62 & Older

Helpful guides, tools, and links to make informed decisions about your home, retirement, and financial future.

Knowledge Is the Best First Step

Navigating reverse mortgages and retirement planning can feel overwhelming. We've gathered the most trusted resources — from government agencies to consumer guides — so you can research at your own pace and come to us with confidence.

Understanding Reverse Mortgages

HUD: Reverse Mortgages for Seniors

The U.S. Department of Housing and Urban Development's official overview of HECM reverse mortgages, eligibility, and counseling requirements.

Visit HUD.gov

CFPB: Reverse Mortgage Guide

The Consumer Financial Protection Bureau's plain-language guide to how reverse mortgages work, what to watch out for, and questions to ask your lender.

Visit CFPB.gov

National Reverse Mortgage Lenders Association

Industry association providing consumer education, a lender locator, and tools to help seniors understand their options.

Visit NRMLA

HUD-Approved Counseling

Find a HUD-Approved Housing Counselor

Federal law requires independent counseling before a HECM reverse mortgage. Use HUD's locator to find a free or low-cost approved counselor near you.

Find a Counselor

HECM Counseling Agencies (Phone)

Prefer to speak by phone? HUD maintains a list of national agencies offering telephone counseling for reverse mortgage applicants.

Phone Counseling List

Financial Planning Tools

Social Security Administration

Estimate your Social Security benefits, understand Medicare enrollment, and manage your retirement income planning.

Visit SSA.gov

Medicare.gov

Official Medicare resource for comparing plans, understanding coverage, and finding local providers.

Visit Medicare.gov

Benefits.gov for Seniors

Search federal and state benefit programs available to seniors, including housing assistance, energy assistance, and more.

Visit Benefits.gov

Aging in Place & Home Resources

AARP Home & Family Resources

AARP's comprehensive library of articles on aging in place, home modifications, caregiving, and financial security for seniors.

Visit AARP

Eldercare Locator

A public service of the U.S. Administration on Aging connecting seniors to local services including housing, transportation, and in-home care.

Find Local Services

Tennessee Commission on Aging & Disability

State-level resources for Tennessee seniors including caregiver support, benefits counseling, and long-term care planning.

Visit TCAD

Common Questions About Reverse Mortgages

Still Have Questions?

Michele is happy to walk you through any of these resources or answer your questions directly — no pressure, no obligation.