Delay Social Security

Create tax free income

Delay Social Security

If customers can’t find it, it doesn’t exist. Clearly list and describe the services you offer. Also, be sure to showcase a premium service.

Buy a Home

Create tax free income

Delay Social Security

Having a big sale, on-site celebrity, or other event? Be sure to announce it so everybody knows and gets excited about it.

Create tax free income

Are your customers raving about you on social media? Share their great stories to help turn potential customers into loyal ones.

Market Recovery

Not just for the "poor"

Create tax free income

Running a holiday sale or weekly special? Definitely promote it here to get customers excited about getting a sweet deal.

Pay for Home Care

Not just for the "poor"

Have you opened a new location, redesigned your shop, or added a new product or service? Don't keep it to yourself, let folks know.

Not just for the "poor"

Is a HECM retirement mortgage safe for my children when I pass away?

YES! A HECM retirement mortgage has a non-recourse feature which means your heirs will never owe more than your home is worth.

Frequently Asked Questions HECM retirement mortgage

Please reach out if you cannot find an answer to your question.

What is a reverse mortgage?

A reverse mortgage is a loan that uses your home as collateral and defers payments until a later time, usually when the home sells. It allows you as the homeowner to convert part of the home equity into cash without having to sell their home or pay additional monthly bills.

How am I protected?

-The maturity date is 50 years beyond the youngest borrowers 100th birthday.

-An eligible Non Borrowing Spouse may be eligible for a deferral after the death of the borrowing spouse.

-The HECM line of credit offers the consumer the ability to draw funds as they need, regardless of home value.

-The Non-Recourse feature protects homeowners and their heirs. The borrower nor their heirs will owe more than the home is worth at the time the home is sold.

When is a reverse mortgage NOT a good option?

-the home no longer fits long term needs

-it does not provide a tangible benefit to homeowner

-the homeowner does not understand the product

-you want to leave your home as a legacy to family and they want to keep the property

Delay Social Security

Create tax free income

Delay Social Security

Buy a Home

Create tax free income

Delay Social Security

Create tax free income

Create tax free income

Create tax free income

Market Recovery

Not just for the "poor"

Create tax free income

Pay for Home Care

Not just for the "poor"

Not just for the "poor"

Not just for the "poor"

Not just for the "poor"

Not just for the "poor"

Frequently Asked Questions HECM retirement mortgage

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